Sunday, December 27, 2015

EEEEERRRRRRRRRRT (that was a screeching stop for those who need to know)

So change of plans.  The roofer came out today to give an estimate on the removal of a cracked skylight and the patching of the roof in its place.  Then they were able to do the repair as well!  Yay! I am happy to say we were able to write a check for this repair because of our roof fund.  That's the good news.  Other good news is we can get half of the cost of the repair, about $225 back if we use this roofer to replace the whole roof within the next 120 days.  Right now we have about $50 in our roof fund and a little less than $2000 in our emergency fund.  We want to try to do this and add insulation to boot to help with the summer power bill.  This would mean funding about another $1500 dollars in between now and the end of April.  That is ambitious on what DH brings home, but we are gonna try.  We think we can do it, but we will definitely be pulling out all the stops to do it.  I feel like it will be worth it in the end.  This means my grocery budget for the next 4 months will be cut...a lot....really....a lot.  Ummm down to $150.00.  This gets us essentials and no frills.  Our pantry will sustain us with flour, sugar, oils, etc.  Everything one needs to make all other things.  So any thoughts I had about buying convenience foods has gone out the window.  My pantry levels will definitely fall.  Just think of all the closet space we'll have!  Netflix is going to be cancelled for now since we still have Amazon.  I know it's only $8 a month, but every little bit helps.  Tomorrow I will begin calling around to make sure our cable/Internet is the cheapest I can get and still be usable.  I'm also planning to call about our car insurance.  Contributions to our power bill and water bill fund will be put on hold and the money instead will be diverted to the roof fund.  The Car Repair fund, Car Tags Fund, and Car Insurance fund will still be funded each pay period until they reach their goal.

As for the whole healthier lifestyle thing, I think if we are all getting our exercise and not eating or making things we shouldn't , we should be good to go and probably make some progress.  Who knows.  So there you have it.  All the best laid plans of mice and men.

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